Retirement Living: Yay or Nay?

As regular readers know, my parents finally moved to a retirement community earlier this year. After pushing back for years, they finally decided to make the move after visiting the place last year. Why this one and not another, especially since this is not close to Mumbai? This is because my mother’s sister also moved here a year or so back and her cousin also has a flat in the same complex. With both me and my sister living outside India, they realised that when it would come to an emergency, there was no one they could turn to. Almost all our relatives and extended family had moved away or had passed on and those who were still in Mumbai were either too far away or not close enough to call in an emergency. The pandemic showed them that they could not live alone and the multiple lockdowns cemented their decision to move away to someplace where they have people around them in an emergency and most importantly have immediate medical attention should they need it.

In a country like India where family is everything, it’s surprising, but today there are many retirement communities across the country. A senior living home or retirement community is a residential community or housing complex designed for older adults that provides facilities and socialisation opportunities to make life easier and more comfortable for seniors. Many communities also offer assisted living facilities for those who are no longer mobile due to illness or old age. Most retirement communities in India only allow people aged 55+ to live on their premises, although there is no restriction on who can buy. Facilities in a retirement community home usually include housekeeping, laundry, community dining, a convenience store, doctor on call, nurse and ambulance on-premises and some even have a clubhouse offering facilities for socialisation like a theatre, a gym, a library, a swimming pool, among others. Some facilities offer physiotherapy and Ayurveda facilities as well and these communities organise social, cultural and spiritual activities for the residents. Virtually all retirement communities are located on the outskirts of Tier 1 and Tier 2 cities but within 10-20 km of a good hospital with which the community will usually have a tie-up. Most communities also provide guesthouses so relatives and friends visiting residents can stay, have some kind of transport to the nearest town, and security arrangements. The homes and premises have ramps and are wheelchair friendly. Bathrooms have grab rails and anti-skid tiles, rooms have emergency buttons and fire alarms and other safety features.

Earlier in India, senior care was confined to old age homes, usually meant for the destitute and run in the name of a charity. Case in point, when we let everyone know about my parent’s move to a retirement community, eyebrows were raised and comments were made about moving to an old age home. But this is far from the truth. Today a large number of senior citizens, especially in the middle and upper classes and more so those whose children either live overseas or not in the same city as they opt to live in a retirement community to continue to live independently for as long as they could. And when they can no longer live independently, there are options to have a caretaker live with them so they can continue to live independently.  

According to the consultancy firm Jones Lang LaSalle India, the senior living industry around the world is worth $25 billion, and as the population of senior citizens above the age of 60 grows to about 173 million by 2025, the industry will grow by leaps and bounds. Today, the current annual demand for senior homes is around 312,000, far outstripping the supply of about 20,000 to 30,000 available homes. The trend of building retirement communities started at the turn of the century in south Indian cities but has today moved up north too. By 2013, there were 30 retirement communities in the country and today there are over 80, with several more in the pipeline.

So why do so many seniors move to such communities? Based on our experiences and what I saw during my time in the community my parents currently live in, it is mainly because seniors find it hard to manage and maintain their own homes. The daily housework, looking after each other’s health, the daily shopping and medications all take a toll on them. Also, because of rising crime rates against seniors living alone makes it hard for their children who worry for their parents. Living alone, especially during the pandemic and lockdowns meant they were isolated and could not even talk to others face-to-face. Even though in our Mumbai home, we had very good neighbours, because everyone was concerned about their health and safety, there would be days when except to open the door for the milkman and helper, my mother would not see our neighbours. During lockdowns, it was especially hard for my sister and me to ensure our parents had access to daily necessities as they constituted the vulnerable group and so were not encouraged to go out. We had to depend on friends and agencies who would help. Luckily, my parents have embraced online shopping, so they could order pretty much everything online and what could not be delivered was brought by our domestic helper.

Living in a retirement community has other advantages, especially the assistance needed can be personalised. In the community my parents live in, many seniors have homes in the city and come to the community a few weeks at a time and then go back to their homes. This way, they get the best of both worlds. Those who are active and fit can continue to live independently, cooking their food and doing their shopping.  For those who don’t want to cook, there is community dining, with a dining hall where you can have your meals or if you are not very mobile, you can order the food to be delivered to your own home. My parents do a hybrid version. They cook some meals and have the others delivered. My mother has the time to take regular walks which were difficult previously, also because we lived on the third floor of a walkup apartment and my father found it hard to walk up the stairs. Here, with the lift, they can manage multiple walks in a day. There is also a physiotherapist who comes in daily and in addition to the treatment they provide as part of the services of the community, you can also hire them to work with patients with ailments and they provide customised care. My father uses a physiotherapist who comes daily to provide care and we can see a significant improvement in his health.

Of course, all this costs money and in addition to the maintenance we pay to the community, we have to pay for all meals taken, the domestic helper and the physiotherapist as well as any medical treatments done. Also, if the community is made up of seniors entirely, the lack of interaction with people of all ages can be tiring, so many developers integrate the senior community within a larger housing community, which is also true of where my parents now live in.

Another thing I noticed is that most senior communities are communal. And when I say communal, it means a large portion of the residents belong to a specific state, community or even region. This is both good and bad. Good because when there are people like you, the community then becomes an extension of your home, with food being cooked more or less like how you would make it, festivals being celebrated like how you do at home and communication freer with others because you know each other on a cultural level. And bad because it makes it very communal and does not allow you to interact with people from different communities and religions which is what makes living in a community so special.

I for one would love to explore living in such a community once we retire. Unfortunately, at this point, there is nothing like this available in Singapore, but I am not sure what the situation will be in the next few decades when we do retire. What would you do? Would you consider moving to a retirement community if you have the chance? I would love to hear your thoughts, please comment and let me know.

World Book and Copyright Day

Tomorrow is World Book and Copyright Day, a day I enjoy and celebrate because well, books!

Celebrated on 23 April each year, the day is a celebration to promote the enjoyment of books and reading. The idea for celebrating this day originated in Catalonia where on 23 April, St George’s Day, a rose is traditionally given as a gift for each book sold. The date of 23 April is also symbolic for world literature, for on this date and in the same year, 1616, Cervantes, Shakespeare and Inca Garcilaso de la Vega all died. In the UK and Ireland, World Book Day is celebrated earlier in the year, usually on the first Thursday in March, to ensure it falls outside of school holidays.

The pandemic and isolation we faced showed us how important books are to maintain mental balance. Books are an individual’s best friend and to those who do not like reading, I always say they haven’t found a book or genre they love yet. Books are amazingly powerful tools to combat isolation, reinforce ties between people, expand horizons and all this while stimulating our minds and creativity.

When one reads, they exercise their comprehension abilities and analytical abilities. Reading fires up the imagination and stimulates the memory centres of the mind, helps recall information as well as stabilise emotions. The importance of a reading habit is that it strengthens mental muscles. Reading is one of the best mental workouts there is and it has been found that regular mental stimulation can slow down and possibly even prevent diseases like Alzheimer’s and Dementia because reading keeps the mind agile and young.

Each year a city is designated as the World Book Capital that undertakes activities to encourage a culture of reading and diffusing its values in all ages and population groups in and out of their country’s borders and spend the year between one World Book and Copyright Day and the next to promote books and fostering a reading culture. The World Book Capital for 2022 is Guadalajara in Mexico. The city, already a UNESCO Creative City since 2017, was selected for its comprehensive plan for policies around the book to trigger social change, combat violence and build a culture of peace. Guadalajara’s proposed programme focuses on three strategic axes: regaining public spaces through reading activities in parks and other accessible places; social bonding and cohesion especially through reading and writing workshops for children; and strengthening of neighbourhood identity using intergenerational connections, story-telling and street poetry.

Source

Tomorrow, make sure you take some time to do some reading, be it a physical book or an e-book. Reading fiction can help one be more open-minded and creative, live longer and be successful in life. So grab a book, make time for yourself and discover new worlds.

World Creativity and Innovation Day

Commemorated annually on 21 April, the World Creativity and Innovation Day raises awareness around the importance of creativity and innovation in problem-solving with the first World Creativity and Innovation Day celebrated on April 21, 2018. The purpose of the day is to encourage creative multidisciplinary thinking at the individual and group levels which has become the true wealth of nations in the 21st century.

April 21 is also a week after the birthday of one of the greatest creative minds we know, Leonardo da Vinci who was an Italian polymath of the High Renaissance active as a painter, draughtsman, engineer, scientist, theorist, sculptor and architect. While his fame initially rested on his achievements as a painter, he also became known for his notebooks, in which he made drawings and notes on a variety of subjects, including anatomy, astronomy, botany, cartography, painting, and palaeontology. Leonardo’s genius epitomised the Renaissance humanist ideal, and his collective works compose a contribution to later generations of artists matched only by that of his younger contemporary, Michelangelo.

The World Creativity and Innovation Day is celebrated in conjunction with World Creativity and Innovation Week which takes place between 15 – 21 April. The theme of the day and week in 2022 is Collaboration and how creativity and collaboration contribute to sustainable development goals. Creative industries are critical to the sustainable development agenda because they stimulate innovation and diversification, are an important factor in the burgeoning services sector, support entrepreneurship, and contribute to cultural diversity.

There is no universal understanding of creativity with the concept open to interpretation from artistic expression to problem-solving in the context of economic, social and sustainable development. According to the findings of the special edition of the Creative Economy Report, Widening Local Development Pathways, co-published by UNESCO and UNDP, creativity and innovation, at both the individual and group levels, have become the true wealth of nations in the 21st century. The creative economy including audiovisual products, design, new media, performing arts, publishing and visual arts, is a highly transformative sector of the world economy in terms of income generation, job creation and export earnings. Culture is an essential component of sustainable development and represents a source of identity, innovation and creativity for the individual and community. At the same time, creativity and culture have a significant non-monetary value that contributes to inclusive social development, to dialogue and understanding between peoples. Therefore cultural and creative industries should be a part of the economic growth strategies. These industries are among the most dynamic sectors in the world economy, generating USD 2.25 billion in revenue and 29.5 million jobs worldwide. So countries are harnessing the potential of high-growth areas of the market for economic returns and poverty alleviation.

Today all of us should embrace the idea that innovation is essential for harnessing the economic potential of nations. And the pandemic has shown us that innovation, creativity and mass entrepreneurship can provide new momentum for economic growth and job creation. It can expand opportunities for everyone, including women and youth, provide solutions to some of the most pressing problems such as poverty eradication and the elimination of hunger.

So to commemorate the day, go ahead and do something creative today. It could be as simple as trying a new recipe or as complicated as finding a solution to a pressing problem. But make sure you do something different, something creative and get out of your comfort zone.

Procrastination: The Grave in which Opportunity is Buried

Today’s blog post is a subject that I am eminently qualified to write about. The idea for this post came to me about 12 to 18 months back and have sat on this post for more than two weeks now. So I know that I am a procrastinator and decided finally to do something about it. This post is a result of my learnings on procrastination and how we can overcome it.

So what is procrastination that all of us succumb to at some point in time or the other? It’s a scenario that’s very familiar – we do many things, some of which are not even important, just so we can avoid doing something we don’t want to do. According to research, about 20% of all adults are chronic procrastinators. This is a percentage that’s higher than depression, phobia, panic attacks and alcoholism and yet procrastination is trivialised and not considered legitimate which the others are.

The tendency to procrastinate is probably as old as the human civilisation with ancient Greek philosophers developing a word to describe this type of behaviour – Akrasia which is the state of acting against your better judgment. It is when you do one thing even though you know you should do something else. Loosely translated, Akrasia is procrastination or a lack of self-control.

So why do we procrastinate? Behavioural psychology research has revealed a phenomenon called time inconsistency, which helps explain why procrastination seems to pull us in despite our good intentions. Time inconsistency refers to the tendency of the human brain to value immediate rewards more highly than future rewards. What it means is that when we set goals, we are working towards something in the future which is something our brains find easy to see the value in our actions for our future benefits. But the future us can only set the goals, it is the present us that must take action to reach those goals. When it’s time to decide on the future, it’s not the future that is making that choice, it’s the present. And the present us likes instant gratification and not a long-term payoff. So there’s this disconnect between the present us and the future us, which is why we start a day feeling motivated and ready for action, but when it comes down to doing it, we tend to fall back into old patterns. Our brains value long-term benefits when they are in the future, but it values immediate gratification when it comes to the now.

We also procrastinate when we assume that we have plenty of time to finish projects whereas we don’t have as much time as we think we do. One of the biggest factors contributing to procrastination is the notion that we have to feel inspired or motivated to work on a task at a particular moment (and I am particularly guilty of this one). But the reality is that if we wait until we’re in the right frame of mind to do certain tasks, especially the undesirable ones, we’ll probably find that the right time simply never comes along and the task never gets completed. Other reasons why people procrastinate include depression, Obsessive-Compulsive Disorders and Attention-Deficit/Hyperactivity Disorders among others.

According to some, there are two main types of procrastination – active and passive procrastination. Active procrastinators delay the task purposefully because working under pressure allows them to feel challenged and motivated while passive procrastinators delay the task because they have trouble making decisions and acting on them. Others define the types of procrastinators based on different behavioural styles of procrastination, including perfectionists who put off tasks out of the fear of not being able to complete a task perfectly, dreamers who put off tasks because they are not good at paying attention to detail, defiers who don’t believe someone should dictate their schedule, worriers who put off tasks out of fear of change or leaving the comfort of the known, crisis-makers who put off tasks because they like working under pressure and the overdoers who take on too much and struggles with finding time to start and complete tasks.

Irrespective of the type of procrastination, pushing off tasks over and over again is a risk factor for poor mental and physical health, according to experts. Chronic procrastinators have higher levels of stress and a greater number of acute health problems than other people. The mental health implications include experiencing general psychological distress and low life satisfaction, particularly concerning work and income, as well as symptoms of depression and anxiety. Those who procrastinate are also more likely to experience headaches, insomnia and digestive issues, and they’re more susceptible to the flu and colds. The association with health problems is best explained by stress, but another factor is that procrastinators often delay preventive treatment, such as regular checkups. Experts say that procrastinating is also linked to heart problems. They found that people with heart disease were more likely than healthy people to self-identify as procrastinators and procrastinators with hypertension and heart disease were less likely to take action to cope with their illness, such as changing their diet or exercising.

So what can we do to stop procrastinating?

Make to-do lists: I love to-do lists and use them all the time to keep me on top of my tasks. Having such a list and then putting a line across the task when it’s done is such a great feeling. I use a weekly list and put all my tasks for the week in it. So I know what I have to do with a glance. To help keep you on track, consider placing a due date next to each item.

Break down tasks: This is also something I do. Break down each task into smaller parts and use the to-do list to check them off. This way, you are on your way to completing the task and feel the thrill of completing tasks. This works especially well for procrastinators because they become so overwhelmed with the magnitude of the task that they’re paralysed into inactivity. Another tip is to set deadlines for the small steps which allow those who thrive under pressure to replicate the adrenaline rush they get when they wait until the last minute. Some people like to get the most unpleasant tasks out of the way, while others psych themselves up by doing smaller things. As we accrue small, easy accomplishments, we feel ready to do that big one.

Eliminate distraction: Remove what pulls your attention away the most, whether it’s social media, local news, games, your phone or anything else that keeps you away from doing what needs to be done and turn off those sources of distraction. You could also use the Pomodoro Method where you concentrate for about 50 minutes and then spend the last 10 minutes of the hour doing something else. The distractions could also serve as an incentive to get something done first.

Practice self-compassion: Procrastinators are often hard on themselves and might feel guilty about letting others down or be appalled by their slowness. There seems to be a connection between procrastinating and low levels of self-compassion. If this seems familiar, try to counter that by treating yourself with kindness and understanding. Self-compassion doesn’t make people lazy, on the contrary, research has shown that it increases people’s motivation to improve themselves. Focus on doing your best, instead of getting caught in the trap of worrying about what others think.

Attach meaning to the task: One of the best ways to stop procrastinating is to find meaning in the task in question. Write down why it’s important to you and how completing it will be valuable to your personal growth or happiness. Doing so will help you feel more connected to the task and less likely to procrastinate.

Find yourself in a spot that’s interruption-free: This is particularly important for demanding tasks. When we are in the zone, finally getting things done and getting interrupted, it’s so much harder to resume the task you finally started. So try to be someplace where you are not likely be disturbed and can’t focus on what needs to be done.

Be aware of the procrasticlearing trap: This is procrastinators trying to clear and tidy up before starting work on a task. So if you are guilty of falling victim to procrasticlearing, one way to know for sure is if the moment the task you were cleaning ahead of is completed, all desire to tidy and organise vanishes. Being mindful of this tendency can help prevent it from inhaling half your day.

Recognise the warning signs: Pay attention to any thoughts of procrastination and do your best to resist the urge. If you begin to think about procrastinating, force yourself to spend a few minutes working on your task.

Enlist external help: Use your family and friends to keep you focussed on your goals and tasks. Post about them on social media and ask your network to hold you accountable. This way, you will find yourself making sure you complete your tasks so you don’t get taken to task on social media.

Pat yourself on the back: When you finish an item on your to-do list on time, congratulate yourself and reward yourself by indulging in something you find fun. And when you clear everything on your task list for the day, do something that will give you pleasure so you are all excited and motivated for the next day.

Poem: Happiness

What is happiness, I often ask myself
Is it the state of pure bliss or is it something else
When do we achieve happiness
Or is something elusive we hope to reach

How do we achieve happiness, I wonder
Will it be when are financially secure, or do we need more
Will it be when we have a happy life, or do we ask for more
Or will it be when we have everything, but then we still want more

When do we reach the pinnacle of happiness
What are our parameters for reaching that goal
Each one of us marches to a different beat
What’s happiness for me is pure misery for you

So let us all search for our definition of happiness
Be it small as a good cup of coffee to as big and elusive as a happy and peaceful life
Whatever that may be, may it bring you joy and peace
And you find that happiness every hour and every day