In My Hands Today…

A Brief History of the World in 47 Borders: Surprising Stories Behind the Lines on Our Maps – Jonn Elledge

A fascinating and surprising history of the world told through the lines people have drawn on maps

People have been drawing lines on maps for as long as there have been maps to draw on. Sometimes rooted in physical geography, sometimes entirely arbitrary, these lines might often have looked very different if a war or treaty or the decisions of a handful of tired Europeans had gone a different way. By telling the stories of these borders, we can learn a lot about how political identities are shaped, why the world looks the way it does—and about human folly.

From the Roman attempts to define the boundaries of civilization, to the secret British-French agreement to carve up the Ottoman Empire during the First World War, to the reason why landlocked Bolivia still maintains a navy, this is a fascinating, witty, and surprising look at the history of the world told through its borders.

Adulting 101: Understanding Insurance

Stepping into adulthood means more than just paying your own bills and cooking your meals. It means facing risks you once ignored or didn’t understand, like what happens if you fall sick or have an accident and can’t work. That’s where insurance comes in. But insurance is confusing. It seems like a complicated set of policies, legal jargon, and never-ending choices. Add to that Singapore’s unique healthcare and insurance landscape, and it’s easy to either overbuy or skip insurance altogether. Neither is ideal.

At its core, insurance is a safety net, a way to share the financial load of unexpected problems with many people so no one person bears the full cost alone. You pay a regular fee called a premium. In return, the insurance company promises to cover certain costs or pay a sum if bad things happen.

Sounds simple? Yet, many young adults assume:

  • Insurance is just another way for companies to take your money.
  • Buying more insurance always means better protection.
  • Insurance is only necessary once you have dependents or big assets.

These beliefs are misleading. Insurance is a tool. Like any tool, it works best when chosen for the right job and used wisely.

Singapore’s healthcare system is highly subsidised and structured. Every citizen and permanent resident has MediShield Life, a basic national health insurance that helps cover large hospital bills. But MediShield Life isn’t enough for most real-world scenarios:

It covers only public hospital stays in subsidized wards (C to B2 class). If you want to stay in better wards or private hospitals, you’ll need additional coverage. The government encourages personal responsibility through schemes like MediSave and CareShield Life, which help with healthcare and long-term disability but have limitations.

Because of this setup, many Singaporeans get additional private insurance plans to top up their basic coverage and protect themselves against gaps.

Here are the insurance types you should consider seriously in Singapore, with a practical lens on what each does and doesn’t cover.

Health Insurance
Often underestimated, health insurance is crucial. Basic coverage like MediShield Life provides a starting point but won’t cover everything. If you expect to use private healthcare or want better than basic wards, a private Integrated Shield Plan (IP) is important. But think twice: Do you really need an expensive plan covering private hospitals you might never visit? Can you afford the premiums long-term, especially if you have no serious health issues now? The truth is, health insurance is about risk management: buying peace of mind rather than betting on something going wrong.

Life Insurance
Life insurance pays a lump sum to your beneficiaries when you die or become permanently disabled. This sounds like something to think about only when you have a family, but what if you have debts or want to leave a financial legacy? Term life insurance is usually the better buy for young adults: it costs less and covers you for a fixed period. Whole life insurance lasts your whole life but can be expensive and confusing with cash value features many don’t need. Be clear about why you want life insurance. Without dependents or large debts, it might not be urgent.

Critical Illness Insurance
Singaporeans face rising risks of critical illnesses like cancer and heart disease. Critical illness plans pay you a lump sum on diagnosis, which can help with treatment costs or lost income. But beware fancy riders that add costs without clear benefit. Ask if early-stage coverage or multiple claims are covered because treatments now vary widely from patient to patient. Critical illness insurance fills a gap that neither health nor life insurance covers fully. Prioritising this depends on your family history and financial resilience.

Personal Accident Insurance
This covers accidents resulting in injury, disability, or death. It’s usually cheaper than health or life insurance and gives some financial buffer if you’re hurt in a mishap. If you’re active or work in higher-risk jobs, this coverage can be valuable. But it won’t cover illnesses or routine healthcare needs, so it’s an add-on, not a replacement.

Disability and Income Protection
As you grow older, disability insurance (like Singapore’s CareShield Life) ensures you’re supported if you can’t perform daily tasks. Income protection helps if illness or injury stops you from working temporarily. These are less common for young adults but worth knowing about as you plan longer-term.

A trap many fall into is thinking more insurance equals better protection. That’s not true. Overinsurance wastes money on unneeded coverage. Underinsurance leaves you vulnerable to financial shocks. Find your balance. Assess your risks honestly. Build a basic portfolio starting with health and term life insurance. Add critical illness or personal accident cover if your budget and needs allow. Review your insurance regularly as your life changes.

So how much should you spend on insurance? Experts often suggest spending 5-10% of your income on insurance, but this varies widely. Young adults with minimal responsibilities may spend less initially, focusing on essential health and accident coverage. Be skeptical of aggressive upselling or complex products promising cash value or investment returns hidden in insurance.

Insurance is a tool, not a burden. Insurance prevents financial disasters but won’t make you rich. Think of it as a necessary cost for life’s unpredictable hits. Educate yourself on what you really need, make decisions based on your situation, and revisit your choices as you age. Everyone’s insurance needs differ. There’s no one-size-fits-all policy in Singapore or elsewhere. But understanding the basics and the local healthcare context helps you take control rather than feeling overwhelmed.

2026 Week 41 Update

This week’s quote attributed to the Chinese philosopher and teacher whose ideas profoundly influenced Chinese and East Asian thought, Confucius invites us to think about beauty as something that depends as much on the observer as on the thing being observed.

We often associate beauty with conventional ideas of attractiveness: a spectacular sunset, an impressive building, a perfect flower or a beautiful face. Yet much of what makes life beautiful is quieter and easier to overlook. It might be found in an ageing face that carries decades of stories, weeds growing through a crack in the pavement, the sound of rain against a window, or an ordinary moment shared with someone we love. The difference is not necessarily that some people are surrounded by more beauty than others. It may simply be that they have learned to notice.

This makes the quote as much about attention as beauty. When we move through life hurriedly, distracted by what comes next or preoccupied with what is missing, we can become blind to what is already around us. Slowing down changes our perspective. Curiosity helps too. Something initially unremarkable can become fascinating when we look closely enough. It also reminds us that beauty does not require perfection. There can be beauty in imperfection, ageing, change and even things that don’t immediately appeal to us. Seeing it sometimes requires looking beyond our first judgement. Perhaps beauty isn’t particularly rare at all, our attention is.

This week felt like an exercise in balancing the things I can control with those I simply cannot. October is barely underway, yet the final quarter of the year already seems to be gathering momentum. At work, there were plans to refine, conversations to follow up on, and pieces of a complicated puzzle that needed to fit together. Some things are finally taking shape after weeks of effort, while others still require patience, persuasion and perhaps a little creative thinking. I am learning that progress isn’t always about doing more. Sometimes it is about asking better questions, making thoughtful decisions and knowing when something is good enough to move forward.

Outside work, there were reminders that life doesn’t always provide answers according to our preferred timelines. Uncertainty has a way of occupying far more mental space than it deserves, particularly when the questions matter. But I am trying to resist the temptation to write stories about outcomes that haven’t happened yet. There were smaller moments of curiosity too, the kind that sent me down unexpected paths of thought. I find myself increasingly interested in understanding not just what happens, but why I respond to things the way I do. Even the most ordinary experiences can reveal something interesting when I pay attention.

Perhaps the biggest lesson this week was that not everything needs an immediate resolution. Some things need action, others need observation, and a few simply need time. As the year moves towards its conclusion, I am beginning to realise that growth isn’t always visible in what I accomplish. Sometimes it is reflected in how I handle what remains unfinished. And perhaps that is progress enough for now.

In this week’s verse, 12.18-19 from Bhagavad Gita, the Gita shares that most people are kind when circumstances are favourable. Character reveals itself when circumstances change. Krishna describes a person whose inner stability does not depend on praise, approval or comfort. Such balance does not make someone indifferent. Instead, it allows them to respond wisely rather than react emotionally. In a world full of constant judgement and comparison, this teaching remains deeply relevant.

This week, I learned that there is a quiet fire within you that glows even when life feels dark. It has carried you through moments you thought would break you completely. Stoke that fire by choosing trust, again and again. Despite the harrowing experiences you’ve endured, there is a resilient part of you that refuses to give in to the darkness. You can still care, still hope, and still respond to life with unwavering optimism. That is proof that even the hardest moments could not change who you are at your core. Stay true to your authentic self. Nourish the fire within you.

That’s all I have for this week. As always, stay safe, stay calm and be positive!

In My Hands Today…

Lotharingia: A Personal History of Europe’s Lost Country – Simon Winder

In 843 AD, the three surviving grandsons of the great emperor Charlemagne met at Verdun. After years of bitter squabbles over who would inherit the family land, they finally decided to divide the territory and go their separate ways.

In a moment of staggering significance, one grandson inherited the area we now know as France, another Germany and the third received the piece in between: Lotharingia.

Lotharingia is a history of in-between Europe. It is the story of a place between places. In this beguiling, hilarious, and compelling book, Simon Winder retraces the various powers that have tried to overtake the land that stretches from the mouth of the Rhine to the Alps and the might of the peoples who have lived there for centuries.

Sacred Stones, Spaces, and Stories: Divya Desams Part 27

Thirukkalvanur Temple, Kanchipuram, Tamil Nadu
In Kanchipuram, where temples often sit inside other temples, and sacred stories overlap without fuss, Thirukkalvanur has a particularly unusual place. This Divya Desam is located within the Kamakshi Amman Temple complex in Kanchipuram, which already sets it apart from many other Vishnu shrines. The presiding deity here is generally identified as Aadhi Varaha Perumal, and the goddess is Anjilaivalli Thayar. The temple is small, almost hidden when compared to the larger sacred space around it, but that hidden quality suits its name. The word kalvan in Tamil means thief, and in this case, the meaning is not harsh or criminal. It refers to the divine thief, the one who quietly steals the heart of the devotee. That idea gives the temple its emotional tone. It is not a place of spectacle. It is a place of quiet recognition.

The central legend linked to Thirukkalvanur is simple but memorable. According to temple tradition, Goddess Parvati once referred to Vishnu here as Kalva, the thief. The story is usually understood in a devotional sense. Vishnu is the one who steals hearts, enters quietly, and takes away pride, restlessness and false certainty without making a dramatic show of it. In another layer of interpretation, the name reflects the playful intimacy often found in Tamil bhakti poetry, where the divine is not always approached with distance and formality but sometimes with familiarity, affection and teasing. That emotional nearness matters. It means that the relationship between devotee and deity is not cold or rigid. It is alive, personal and capable of tenderness.

The form of the deity deepens this feeling. Aadhi Varaha Perumal is worshipped here in a standing posture, and the Varaha association gives the shrine another layer of meaning. Varaha, the boar incarnation of Vishnu, is the one who lifted the earth out of danger and restored what had sunk into darkness. That image of rescue blends naturally with the gentler identity of Kalvan, the one who steals into the heart. Put together, the temple suggests that divine grace often works quietly. It does not always arrive with thunder. Sometimes it enters unnoticed and lifts what had become heavy, buried or forgotten. That is very much the mood of this shrine.

Historically, Thirukkalvanur belongs to the old sacred geography of Kanchipuram, a city shaped by Pallava, Chola and later Vijayanagara patronage. Over time, temples here grew in layers rather than in isolation. Shrines were built within larger complexes, and traditions lived side by side more naturally than later categories often suggest. Thirukkalvanur’s location within the Kamakshi Amman Temple reflects this older temple culture, where the presence of Vishnu within a Shakta setting did not seem strange but entirely possible. The shrine’s continued place in the Divya Desam tradition rests not on size or monumental architecture but on its recognition in the Alvar tradition and on the continuity of worship that kept it alive across generations.

Architecturally, Thirukkalvanur is modest to the point of almost being overlooked. It does not announce itself the way a large gopuram does. Instead, it sits within the larger Kamakshi complex as a smaller, quieter sacred presence. That actually strengthens the identity of the place. A hidden shrine suits a deity called Kalvan. Devotees often describe it as a place that must be sought rather than simply seen. The deity faces west and appears in a standing posture, while the associated theertham is known as Nithya Pushkarini and the vimanam is traditionally called Vamana Vimanam. These details matter because they anchor the shrine within the established language of Divya Desam worship, even though the physical space is small.

The experience of visiting Thirukkalvanur is shaped by that sense of discovery. Pilgrims entering the Kamakshi Amman Temple are often first absorbed by the scale and energy of the larger complex. To then find this smaller Vishnu shrine inside it creates a different rhythm. The mind shifts. The pace becomes slower. There is something intimate about standing before a deity who is not placed at the centre of public attention and yet carries the full weight of sacred presence. The shrine does not try to dominate its surroundings. It simply remains there, steady and inward. That is perhaps why the temple leaves a quiet impression rather than a dramatic one.
Ritual life here follows the ongoing rhythm of the larger temple complex. Because the shrine is located within Kamakshi Amman Temple, worship unfolds within a shared sacred environment. This also gives Thirukkalvanur a distinct character among the Kanchipuram Divya Desams. It is one of the two Divya Desams in Kanchipuram, located inside temples primarily associated with another tradition, the other being Nilathingal Thundam. That fact alone says something important about Kanchipuram. The city’s sacred map was never as narrow as people sometimes imagine. Devotion flowed through shared spaces, and shrines like Thirukkalvanur preserve that older memory.

Culturally, the temple carries the flavour of Tamil bhakti at its most intimate. The idea of the divine as thief appears often in devotional literature. It does not suggest wrongdoing but rather irresistible grace. The Lord steals the mind away from distraction. He steals the heart away from attachment. He steals the ego away from its own certainty. In this sense, Thirukkalvanur is not merely about one local legend. It reflects a much larger religious imagination in which God is not only ruler, protector or teacher, but also the beloved presence who enters quietly and changes a person from within.

This temple also says something about scale. Not every Divya Desam needs towering walls or vast courtyards to leave a mark. Some are remembered because of the mood they hold. Thirukkalvanur belongs to that kind of sacred place. It is smaller, more inward and easy to miss if one is rushing. But if one pauses, its meaning becomes clearer. The hidden shrine within a larger temple, the Lord called the thief, the Varaha form associated with rescue, and the atmosphere of stillness all work together. The result is a temple that feels less like public declaration and more like a private conversation.

In modern times, Thirukkalvanur continues to draw devotees who follow the Divya Desam circuit through Kanchipuram. Many come specifically looking for it because of its unusual location inside Kamakshi Amman Temple. Others discover it during a broader visit and are struck by the way the shrine holds its own within a much larger complex. Its physical modesty has not erased its devotional importance. If anything, it has made the temple’s identity more memorable. It remains one of those sacred places that teaches by tone rather than argument.

Thirukkalvanur ultimately represents the quiet, inward movement of grace. Aadhi Varaha Perumal as Kalvan, is not the Lord of dramatic conquest but the Lord who enters without noise and takes hold of the heart. In the wider Divya Desam journey, this temple adds something subtle but essential. It reminds us that not all transformation arrives with visible force. Sometimes it comes gently, almost unnoticed, like a divine theft. And by the time you realise what has happened, the heart has already been claimed.

Thiruppavalavannam Temple, Kanchipuram, Tamil Nadu
In Kanchipuram, where one temple often leads quietly into another, and each shrine seems to hold a different mood of the divine, Thiruppavalavannam stands out because of its colour. The presiding deity here is Pavalavannar Perumal, with Pavalavalli Thayar as the goddess. The name itself gives the temple its character. Pavalam means coral, and the Lord here is worshipped in a coral-red form. In a sacred town where Vishnu is seen as light, rain cloud, messenger, teacher and protector, this temple presents him through colour and the idea that the divine appears differently in different ages and for different needs. That makes Thiruppavalavannam quietly distinctive. It is not only about the form of the deity but about what that form suggests.

The mythology of the temple is tied to the belief that Vishnu appeared in different colours across the yugas. In Satya Yuga, when truth and order were said to be strong, he appeared in white. In the Treta Yuga, he was seen in a coral-red form. In Dvapara Yuga, he appeared in an emerald or green hue, and in Kali Yuga, he is often associated with a dark cloud-like colour. Thiruppavalavannam preserves the memory of that coral form. The symbolism is simple but layered. Colour here is not decorative. It reflects mood, era and the state of the world. The coral-red tone suggests warmth, life, energy and a certain immediacy. It is gentler than fire but more vivid than stillness. The temple, therefore, becomes a place where devotees encounter Vishnu in a form that feels alive, alert and present.

There is also a local legend connected with sage Bhrigu. According to tradition, Bhrigu once wished to test the patience and greatness of the Trimurti. When he approached Vishnu and behaved with disrespect, Vishnu did not react with anger. Instead, he responded with calmness and compassion. Ashamed of his own conduct, the sage was asked to continue his penance at Kanchipuram, where Vishnu later appeared before him in the coral-hued form of Pavalavannar. This story gives the temple another emotional layer. It is not just about colour, but about the grace that follows correction. The sage arrives in ego and leaves with humility. The Lord does not humiliate him. He simply reveals himself. That tone matters. It makes this temple feel less like a place of judgment and more like a place of inward softening.

Historically, Thiruppavalavannam belongs to the long religious life of Kanchipuram and carries clear traces of Chola and later Vijayanagara patronage. The temple is generally believed to have been built or expanded under the Cholas, and inscriptions on its walls date to the reigns of rulers such as Kulothunga Chola I and Rajadhiraja Chola. These records point to an active temple culture supported through endowments, ritual practice and continued upkeep. Later rulers added to that continuity rather than replacing it. Like many temples in Kanchipuram, Thiruppavalavannam was not frozen in one era. It grew through care, additions and repeated acts of preservation. That layered history gives the temple a steady dignity. It feels lived in rather than merely remembered.

Architecturally, the temple reflects the classic grammar of South Indian temple design while remaining manageable in scale. A granite enclosure surrounds the shrine, and the Rajagopuram rises above the entrance with enough presence to mark the temple clearly without overwhelming the neighbourhood around it. Inside, the sanctum houses Pavalavannar in a standing posture, facing west, which already gives the shrine a slightly different orientation from many other Vishnu temples. The roof above the sanctum is known as the Vedasara Vimanam, and the temple tank is called Chakra Theertham. There are also shrines for the Alvars and other Vaishnavite figures within the complex, which helps situate the temple firmly within the larger Divya Desam tradition. The pillars and halls carry images linked to Vishnu’s stories, but the focus remains where it should be—on the coral-hued Lord in the sanctum.

What makes the architecture work is not ornament for its own sake but proportion. The temple feels balanced. The path inward is clear, the sanctum remains the emotional center, and the atmosphere supports attention rather than distraction. Pavalavalli Thayar’s shrine adds warmth to the temple’s tone. Her presence softens the visual intensity of the coral imagery and makes the space feel complete. As with many Kanchipuram temples, there is a sense that the deity and the goddess must be understood together. One brings radiance, the other reassurance.

The daily ritual life of the temple follows the Vaishnavite tradition, with six daily pujas said to be observed throughout the day. Worship unfolds in an ordered rhythm, and the temple becomes especially active during annual festivals, of which the Brahmotsavam in the Tamil month of Vaikasi is considered one of the most important. These observances keep the temple rooted in living practice rather than only literary memory. Devotees continue to come not just because the temple is old or celebrated in the Prabandham, but because it remains part of an active spiritual routine. That continuity matters more than grand claims. It is what keeps a sacred place alive.

The pilgrimage experience at Thiruppavalavannam feels very Kanchipuram in the best sense. The temple is woven into the town rather than set apart from it. You approach it through ordinary streets, and then, quite suddenly, the coral association begins to shape the way you see the shrine. Even before one thinks deeply about symbolism, the temple leaves an impression of warmth. It is not loud, and it is not severe. It feels approachable. For pilgrims moving through the Kanchipuram Divya Desam circuit, Thiruppavalavannam adds a different note after temples associated with cosmic strides, philosophical clarity or fierce protection. Here, the emphasis shifts toward tone and presence. The temple does not ask you to think only in terms of event or miracle. It asks you to notice the mood.

Culturally, the temple is also linked in popular memory with Thiruppachai Vannar, another Vishnu shrine in Kanchipuram associated with the green form of the Lord. Together, the two temples are often understood as paired reminders of Vishnu’s many colours across the yugas and moods of devotion. That pairing enriches Thiruppavalavannam’s place in Kanchipuram’s sacred map. It is not an isolated temple but part of a larger theological imagination in which colour, form and emotion all matter. The Alvars recognised this, and their hymns ensured that the temple remained within the living current of Tamil Vaishnavite devotion.

In modern times, the temple continues under the administration of the Hindu Religious and Charitable Endowments framework in Tamil Nadu, while still retaining the devotional atmosphere that gives it meaning. Pilgrims following the Divya Desam circuit continue to visit, and the temple remains an active stop rather than a forgotten one. Its inscriptions, ritual calendar and sustained worship all point to continuity rather than nostalgia.

Thiruppavalavannam ultimately represents the grace of divine presence as something vivid, changing and deeply responsive. Pavalavannar Perumal is not simply the Lord in one more temple form. He is the reminder that the divine can appear in different colours because human life itself moves through different moods, ages and needs. Sometimes grace comes like cool rain, sometimes like clear light, and sometimes, as here, like coral—warm, bright and unmistakably alive. In the larger Divya Desam journey, this temple adds a beautiful and subtle truth. The divine does not remain fixed in one shade. It meets the world as the world needs to see it.